"Classic" term deposit
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"Classic" term deposit

Keep your money safe and earn.

Terms

Faizlər

Qeydlər

Terms

Minimal amount of deposit
500 AZN/USD
Deposit period
1 – 3 years
Interest payments
Monthly or yearly
Currency of deposit
AZN or USD
Increase of the principal amount during the deposit term
Not possible
Prolongation of the deposit contract
Deposit is rolled-over automatically when the term of the deposit is over. Interest rates are applied as effective at the date of roll-over.
Documents required
ID Card

Interest rate

Deposit period
In manats (per annum)
In US dollars (per annum)
Interests payment
Monthly payment of interests
Payment of interests at the end of year
Monthly payment of interests
Payment of interests at the end of year
12 months
7%
7.5%
0.1%
0.1%
24 months
7.5%
8%
-
-
36 months
7.5%
8%
-
-
Note

* The interest rates specified in the table are applied to deposits of individuals placed at International Bank of Azerbaijan OJSC from September 9, 2019.

For the attention of depositors!  

  • Based on the decision of the Management Board, from April 21, 2015, the Bank will be required to pay interest at the end of the term (interests are payable only on a monthly or annual basis), "Inter", "Avans", "Unnamed certificate", " "Black" deposit types are canceled, deposits in Russian rubles are suspended, validity of deposit of 100% (or equivalent in other currencies) and above 0.5% to the interest rate fixed for each depositary deposit is voided.

  • According to the decision of the Management Board, from June 08, 2015, the Bank will be liquidated with "Multivalyuta", "Yığım", "Uşaq", "Pensiya yığım" deposit types and "Əmanət kartı" product, deposits in EUR and GBP currencies are suspended.

  • According to the decision of the Management Board, the Bank canceled 3,6,9 monthly deposits in USD from August 25, 2015; 18, 24, 36, 48, 60, 84,120 monthly deposits in USD from January 6, 2017.

  • In accordance with the decision of the Management Board, from October 1, 2015, the Bank will be liquidating 3.6.9 months in national currency and 18, 48, 60, 84, and 120-month deposits starting from February 20, 2017.

Gifts and privileges

Amount (AZN/USD)
Interest withdrawal cards
Gift cards
1 000 up to 30 000
VISA Classic / MasterCard Standard
VISA Classic / MasterCard Standard
30 000 up to 100 000
VISA Gold / MasterCard Gold
VISA Gold / MasterCard Gold / American Express Green
100 000 up to 300 000
VISA Platinum / MasterCard Platinum
VISA Platinum / MasterCard Platinum / American Express Gold
300 000 or above
VISA Platinum / MasterCard Platinum
VISA Infinite / MasterCard WorldElite / American Express Platinum
Note
  1. For issuing gift cards the deposit period must be at least 1 year.
  2. If the term of the deposit is more than 1 year, the card is issued in accordance with that period.
  3. A gift card intended for a lower deposit amount can be issued at your request. (For example: if a deposit is AZN 75.000, a customer can request VISA Classic instead of VISA Gold.)

Deposit calculator

0 100000
12 months 36 months
Payment type: monthly equal installments
₼ Interest repaid monthly Interest repaid annually
Annual interest rate
₼ Total amount of interest
Payment type: monthly equal installments
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