Cash by Code
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Cash by Code

Advantages

Cash-by-Code service allows you transfer funds to somebody who does not possess a bank card. Transfers are done online and the recipient will get the funds immediately. Thus, you can transfer money without visiting your branch, 24/7.

How to send money?

You can use the following channels to make transfers:

  • ATM
  • MobilBank

Making transfers is simple:

  • Choose Cash-by-Code in the menu
  • Enter receiver's phone number twice, choose the currency (you can transfer funds locally in AZN, and make transfers to abroad in USD) and enter the transfer amount

Then

  • For transaction in ATM: you will get a code consisting of 2 parts. One part will be printed on the receipt and second one will be sent by SMS to the receiver’s mobile phone.
  • For transaction in MobilBank: you will get the code on your mobile phone screen.
  • Code will be active during the 24 hours.

How to get money?

  • Press the right top button on the ATM screen.
  • Chose the language of the screen.
  • Enter the code.
  • Withdraw your money

Charges and Fees

Fees for "Cash by code" service

Visa (Internet, Electron, Classic, Gold, Platinum, Business) and MasterCard (Web-Card, Maestro, Standard, Gold, Platinum, Business) and Union Pay (Classic, Gold, Platinum), MasterCard Juventus Platinum cards

American Express cards

Infinite/ MC World Elite, PrimeCard, Visa and MasterCard cards with grace period

Salary, social, student and other cards which benefit from free cash withdrawal at IBA

Funds transfer: In Azerbaijan (minimum amount 10 AZN or its equivalent, maximum 1000 AZN)

1.15%
(minimum 1.5 AZN/USD/EUR/GBP)

1.65%
(minimum 2.5 AZN/USD)

1.65%
(minimum 2.5 AZN/USD/EUR/GBP)

0.15%
(minimum 0.5 AZN/USD/EUR/GBP)

 

from credit limit (IBA and other banks) 1.65% min. 2 AZN/USD/EUR/GBP

IBA Mobile
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