Payment Rings

Payment Rings

3 years service cost
150/300/600

Features

Charges and Fees

Features

Payment rings based on contactless NFC technology perform most of the functions of an ordinary plastic bank card.

In most places where contactless payment with VISA cards is possible, these rings will make cashless payments even easier.

The “Payment Ring” product is provided to customers together with the "VISA Gold", "VISA Platinum" or "VISA Infinite" card products of the International Bank of Azerbaijan.

In case of loss or theft of a payment card, it is regulated in accordance with the bank's payment card tariff plan.

2% cashback

Charges and Fees

Withdrawing cash from ATMs and POS terminals of IBA 1% (min. 1 AZN/USD/EUR/GBP)
Funds transfer in Azerbaijan (minimum amount 10 AZN or its equivalent, maximum 1000 AZN) by "Cash by Code" 1.15% (min. 1.5 AZN/USD/EUR/GBP)
Transfers to the cards issued by the banks served by "Azericard" (KartTransfer) 0.15% (min. 0.6 AZN/USD/EUR/GBP)
Urgent card issue (only for branches and sub-branches of the Bank in Baku, Sumgayit, Khirdalan and Ganja) 10 AZN
PIN change service 1 AZN
Restoring blocked PIN Free
SMS Notification service Free
Connection to "3D Secure SMS-Registration" service Free
IBA Mobile
YÜKLƏ