Multifunctional Installment card.
Works both in debit and credit mode.
Up to 24 months installment plan. Opportunity to get a cash loan.
QayğıCash club membership. 2% cashback on all purchases.1
Chatbot Concierge service offers discounts, various privileges.
10 free COVID-19 tests in a year in the “Sağlam Ailə” and “Ultralab” health centers.2
Unlimited free Fast Line passes.
3% is calculated annually on the card balance and transferred to the card account at the end of the month.4
A range of services and insurance opportunities offered by VISA.
1 Cashback is not charged for installment purchases and utilities, mobile network bills, tax/custom, governmental, insurance and loan payments, payments of financial institutions, KartTransfer, Unique cash and Quasi cash transactions.
2 The offer is valid only for Visa Chatbot Concierge users until October 31, 2021.
3 Lounge Key is an international program that provides easy and quick access to more than 850 lounges at airports around the world.
4 Interest on the card balance is calculated if the maximum amount is up to AZN 50 000. There is no minimum balance requirement.