Born in 1977. In 1997 graduated from the History faculty of Baku State University. In 2001 received a master's degree from the Institute of Social Sciences of Istanbul University. In 2004 graduated from the Finance and Credit Faculty of Azerbaijan State Economic University. Having 20 years of experience in the banking field, Ilham Habibullaev has worked in various banks at different positions. In 2010-2017, served as Deputy Chairman of the Board of Exspressbank, and from 2017 to September 2019, as Chairman of the Board of this bank. In September 2019, was appointed Advisor to the Chairman of the Board of the International Bank of Azerbaijan on strategic projects. Since March 2020, holds the position of the First Deputy Chairman of the Board of the International Bank of Azerbaijan OJSC.