Microloan

Microloan

The International Bank of Azerbaijan provides Agro and Micro loans on favorable terms to support small and medium enterprises and stimulate agricultural development. With this loan, you will have the opportunity to develop and grow your business in a short time.
COMFORTABLE
Get an unsecured loan
RELIABLE
Grace period up to 1 year
FAST
Take a loan on the application day

Terms

Microloan

At the expenses of the Agency for Agro credit and Development under the Ministry of Agriculture of Azərbaijan (AKİA)

Amount

Up to AZN 20 000 

Up to AZN 15 000

Purpose

Increasing working capital

- Purchase of property (auto-transport, special machinery, equipment, real estate) 

- Repair, construction, reconstruction of fixed assets

- Refinance 

Financing of agricultural projects

- Horticulture

- Agriculture

- Livestock

- Poultry

- Other family-peasant farms

Annual interest rate

Starting from 19%

Up to 12%

Loan duration

Up to 36 months

Up to 36 months

Commission fee: (for registration)

1%

1%

Collateral

No

No

Grace period

Up to 12 months

Up to 12 months

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Requirements

Availability of IBA's salary or pension card

Being a citizen of the Republic of Azerbaijan

Branches you can contact

* Customers from the regions indicated in parentheses can apply for a loan from the regional central branches to which they are subject.
Yevlakh Barda (Tartar, Beylegan) Ağjabedi Saatli (Sabirabad) Kurdemir ImIşlI (Jalilabad) Sumgait Goychay (Ismayilli, Ujar) Shamkir (Gadabay) Shamakhi Shaki (Oghuz) Zagatala (Gakh, Balakan) Mingechevir Tovuz (Aghstafa, Gazakh) Aghdash (Gabala, Zardab)
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