Accepting card payments

Accepting card payments

Advantages

Do you want to increase the volume of your sales, reduce your costs, and increase the quality of service for customers? Call us and start accepting cards! Accepting card payments expands your opportunities by:

Increasing sales volume

When paying by card, customer can use both own funds and the credit limit or deferred payment facility set up on the card. Hence customer’s purchase power will increase.

Reducing costs

Be free of risks and inconveniences related to the collection, carrying, and counting the cash.

Improving customer service quality

Nowadays customers are more prone to pay by cards, as it is easy and convenient. Accepting card payments will improve your image as a modern company which values its customers comfort and time.

How to start accepting payments

Starting accepting cards is simple:

  • Contact your branch;
  • Your account manager will inform you of the terms of service;
  • Fill in the application form and sign the contract;
  • Our technician will install POS-machine in your company and train your employees.

Tariffs

Fees for cards acceptance (excluding American Express and DC/Discovery cards)

Cards issued by "Azericard" processing company

Other cards

Fuel

0.90%

0.90%

Night clubs/Travel company

1%

2.50%

Restaurants/apartment leases/business aviation companies

2.50%

2.50%

Other

1.65%

1.65%

Commissions for retail operations by the customers of other banks working with IBA on the contract of "POS-share"

-

2.20%

 

Fees AMEX and DC/Discovery cards acceptance (AMEX applies special fees to companies which it offers discounts)

For fuel, railroad, transport companies, and travel agencies

3%

For car rental, taxi and domestic aviation

3.5%

On hotel services, apartment leases, restaurants, diners, retail and wholesales

4%

For education, sports, and fitness, telecommunications

4.5%

For night clubs

5%

User manual

To start accepting cards for payment in your company, please read our User Manual:

POS-terminaldan İstifadə Qaydaları

IBA Mobile
YÜKLƏ